- Auto InsuranceYou have invested time, energy, and money in your classic car and will want to ensure it has adequate protection when it comes to classic car insurance. The agents at Kinowski Agency Inc. are here to assist you in doing that by providing you with top-quality classic car insurance at affordable prices.
- Motorcycle InsuranceIf you often carry passengers on your motorcycle, then they are also exposed to various risks on the road. With motorcycle insurance, you do not have to worry about the resulting medical bills that can come up if the passenger is injured. Your policy can help cover their medical expenses, helping them avoid financial distress.
- Boat InsuranceThe beauty of boat insurance is that it’s offered in numerous coverage options. You only pay for what you need.
- RV InsuranceAn RV is a huge investment, and you would hate for anything to happen to it as that would cause a financial loss. That is why you need to consider purchasing RV insurance to protect it.
- Renters InsuranceWhether you are a first-time renter or looking for a competitive renters insurance quote, you can count on Kinowski Agency Inc. for all your renter's insurance needs. Contact us today to get the conversation started!
- Home InsuranceHome insurance isn’t a one-size-fits-all insurance plan — it’s offered in different coverages to enable you to choose the options suitable for your needs. Given that you can’t prevent your home against all risks, you need home insurance from Kinowski Agency Inc. to safeguard your dwelling.
- Condo InsuranceOwning a condo is a great way to own your own home. However, if you have one, you also need to have condo insurance to protect it and yourself. If you're a condo owner in New York and you don't yet have a condo policy, it's time to call us at Kinowski Agency Inc. to get started with the coverage you need.
- Life InsuranceLife insurance protects your loved ones if anything happens to you. At Kinowski Agency Inc. we understand you want to do right by your loved ones.
- Health InsuranceUmbrella insurance provides peace of mind and security for individuals and business owners who are concerned about protecting their assets from potential lawsuits or unforeseen circumstances. It’s important to remember, however, that umbrella insurance does not replace other forms of coverage such as health insurance or homeowners/renters policies; rather, it complements them by providing an additional level of financial protection should you be held liable for damages beyond your existing policy limits.
- Business InsuranceStarting a new business can be a daunting venture for newcomers and business veterans. Finding the right kind of business insurance can determine how well your business succeeds. Those with physical business will find themselves looking towards building insurance and business interruption insurance, which covers income loss as a result of a disaster. Liability protection is included too.
- Commercial Property InsuranceFor any business to run successfully, it will need various things like equipment, furniture, inventory, tools, and a building. Commercial property insurance helps protect these items from various risks like fire, theft, or vandalism. If any business property is exposed to a covered risk, you will be compensated for the loss.
- Workers Compensation InsuranceThis type of commercial insurance not only protects you but your workers as well. If one of your employees suffers a work-related injury, workers' compensation insurance covers medical expenses, lost wages, and disability benefits.
- Commercial Liability InsuranceGeneral liability insurance is also referred to as business liability insurance. This type of coverage protects your business from property damage claims or bodily injury claims which can happen during your usual business operations. Without this coverage, you will be forced to pay for property damages and medical expenses from your wallet.
- Liability InsuranceFirst, an accident happens. This can be with your vehicle or happen to a third party in your home. Then, the auto or home policy responds to the accidents and pays what it can. However, if there is more leftover once the home or auto policy has reached its maximum, this can leave a lot of money still owed. Then, your umbrella policy steps in and pays that overage up to its own, very high maximum amount. This ensures that you are far less likely to own anything after insurance policies have paid for the injured parties' medical bills and other expenses. This leaves you better protected against accidents of many types.