Carper Insurance has been our insurance agent for the past 20 years. In particular Dan Carper and Joyce McGuire have guided us through many situations. You will not find a more caring or competent insurance company anywhere. I can personally tell you they will be there when you need them. We have tested them from having a vehicle roll out of our driveway into a house across the street, having a child severely hurt in an auto accident that totaled the car and having a trash truck hit our vehicle. They were there every time to help. Not only did they help, but we were adequately insured when needed (unlike so many people I've talked to that found out they were underinsured in similar situations). They are thorough at their job and it pays off when you need coverage. That's why you pay those premiums! I have auto and house insurance with them and I'm certain we would not have gotten any better service anywhere else. A very appreciative customer. Karen Dickerson, Christiansburg, VA