- Tax PlanningInvestors approaching or in retirement needing guidance with portfolio management for income distribution, Social Security strategies, tax planning, charitable giving and family legacy planning.
- Charitable GivingGuiding your appointed trustees or executors through your established estate plans which may include special needs, charitable giving and family trust administration.
- Tax Services
- Roth IRASaving in your employer sponsored plan up to the match is the first step. And, if your income does not exceed the income phaseout, you can contribute to a Roth IRA up to the maximum annual amount. This strategy used together allows one to save for your retirement in the most tax-advantaged method.
- Income Tax
- Investment ManagementYou and your concerns are the focus as we work with you through the Discovery, Onboarding, Investment Management and Advisory Services.
- Mutual FundsMelissa and Luke are two hard working professionals, busy with their careers and raising two teenagers. When it came to managing their finances, they had been content to be DIY investors and maintained their accounts at a large mutual fund company. During a phone conversation with an advisor on their customer service team, they requested some advice. Unfortunately, the advice they were given was wrong and created an unfavorable tax situation. Although the error was eventually corrected, it cost them time and aggravation. It became clear to Melissa and Luke that they were just a number with this large firm, and they decided they needed to work with someone who was more attentive to their situation.
- Wealth ManagementWe have been especially valuable to our clients as they transition into their retirement years. Our team is dedicated to educating our clients and raising their financial confidence for a more secure future through wealth management, financial planning and tax advising services. We are known for taking the lead financially with our clients to provide objective answers to their questions by using our financial planning tools and investment management services. Our full inventory of planning services has provided clients with relief, security and confidence as they take the next steps forward in their financial journey.
- Accounting Services
- Payroll Services
- Financial PlanningEventually, he was offered early retirement and due to the financial planning he had completed with us, he felt confident he could afford to retire. It was clear to him he could take the offer. Interestingly, after the offer expired GE laid off a large number of employees and had he not taken the offer he would have been one of them.
- Retirement PlanningThe family members who had encouraged Bob to see a financial professional, have also come onboard for retirement planning, insurance needs analysis, college funding and estate planning. Helping individuals and families find solutions while increasing their confidence levels is one of our greatest assets as a firm.
- Long Term CareBob had accumulated a modest amount of wealth in retirement accounts and real estate. He felt he was going to be okay, but with his wife’s recent diagnosis and their growing need for costly in-home care had him questioning their financial security. Even with the long term care benefit factored in, he was not confident how the next 10-15 years would play out.
- Asset ManagementMaintaining a disciplined investment approach through market volatility and taking advantage of market cycles. Implementing the appropriate asset allocation model for you.
- College FundingDetermining your funding options and tax situation to outline a strategy which fits your family’s educational goals.