- Auto InsuranceCommercial auto insurance is a flexible type of insurance that can cover multiple vehicle types and even some types of motorized equipment. It includes coverage for both bodily injury and property damage while operating a company vehicle. It also provides medical payments (also known as Personal Injury Protection, or PIP) for both the driver and passengers of the policyholder’s car.
- Renters InsuranceYou have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer -- and you want to feel confident that your treasured possessions are not at risk in the event of theft or damage. A renters insurance policy can covers your personal property against theft or damage, even if you are away from your home.
- Home InsuranceThrough the insurance companies we represent, you’ll have access to all types of insurance, from the basics like auto and home insurance, to highly specialized coverages.
- Condo InsuranceCondo insurance protects what your association's insurance does not, including your possessions, repairs to the interior of your unit, and liability claims brought against you, as well as any additions, alterations, and improvements you make to your unit that are your responsibility based on the condo association agreement. Let Metro Insurance Services help you find the right amount of coverage to suit your condo insurance needs. Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. We can help you determine your coverage needs to make sure you are properly covered.
- Landlord InsuranceNot only do you want your property covered, but you want to protect yourself and your integrity. Landlord protection liability insurance options provide you with protection against personal injury, wrongful eviction, or wrongful entry as well as other non-bodily injury claims such as libel and slander.
- Business InsuranceContact us today to find out how to get the best price and value on business insurance for your company.
- Commercial Property InsuranceCommercial property insurance provides a wide range of coverage for buildings, inventory, equipment, and more. This type of policy typically covers things like losses from fire, break-in, vandalism, wind and other natural or manmade disasters.
- Workers Compensation InsuranceWorkers Compensation pays for medical care and the physical rehabilitation of employees injured at work, and helps to replace lost wages while they are unable to work. In most cases, this type of coverage also protects an employer from lawsuits from injured employees.
- Commercial Liability InsuranceAlso known as “General Liability,” Commercial Liability Insurance is exactly what it sounds like: a broad type of policy that covers the general liability exposures a business might face during its normal day-to-day operations. Metro Insurance Services recommends that all businesses have this type of coverage in place at all times.
- Professional Liability InsuranceE&O insurance, also known as Professional Liability Insurance, covers professionals for negligence, as well as for errors or omissions that damage their clients or cause damage to a third party’s data. E&O insurance is especially important for licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies.
- Liability InsuranceSituations like these are why umbrella liability insurance exists. An umbrella policy picks up where your homeowners or automotive insurance policies leave off, for additional coverage, often up to a million dollars or more.
- Pet InsuranceNo, pet insurance is not a joke. In 2022, maintaining a pet’s health can cost an arm and a leg, and not just for the pet. Radiation treatment and tumor removal could each cost $5,000. Arthritis medication...
- Flood InsuranceTo help protect homeowners, renters, and business owners with flood insurance, Congress created the National Flood Insurance Program (NFIP) in 1968. Communities in high-risk areas for flooding work with NFIP to bring help to reduce the danger of flooding. If standards set by FEMA (the Federal Emergency Management Agency) are met or exceeded, participating communities are included in flood insurance programs that make this insurance affordable and accessible.