- Auto InsuranceAt PREMIUM AUTO INSURANCE AGENCY we are continuously working to provide the individual coverage you require. When it comes to protecting your auto and business, don't leave it up to chance, or fly-by-night brokers. At Premium Auto Insurance Agency we take pride in our business and strive to be relationship specialists providing you with the total insurance solution for all your needs. Being insured with the best has its advantages. That is just one of the reasons why the companies we represent have continually earned the highest ratings from AM Best, the leading independent insurance industry rating authority.
- Motorcycle Insurance
- Truck InsuranceWe have access to multiple A Rated, Admitted carriers to find you the best coverage for the best price. Please complete our quote questionnaire and we'll have a response to you within 1 business day. If you need a quote now and it is during our hours of operation, please feel free to give us a call.
- Home InsuranceIn-home business policies are available from homeowners insurance companies and specialty insurers that sell stand-alone in-home business policies. This means that you don't have to purchase your homeowners insurance from them.
- Life InsuranceWe strongly recommend that you discuss your requirements with a qualified financial adviser, who can take into account your personal financial position and can help you choose a strategy that suits your own personal circumstances. Life Insurance Needs
- Disability InsuranceA BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.
- Business InsuranceInsurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell coverages separately.) One package purchased by small and mid-sized businesses is the businessowners policy (BOP). Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.
- Workers Compensation InsuranceBodily Injury by Accident Limit: The most an insurer will pay under Part Two of a Workers' Compensation Policy for claims arising out of any one accident, regardless of how many employee claims arise out of the accident
- Professional Liability InsuranceProfessionals that operate their own businesses need professional liability insurance in addition to an in-home business or businessowners policy. This protects them against financial losses from lawsuits filed against them by their clients.
- Liability InsuranceIf you have a personal umbrella liability policy, there's generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage.
- Flood InsuranceNational Flood Insurance Program: A federally funded program established to make flood insurance available to properties located in participating communities National Flood Insurance Program: A federally funded program established to make flood insurance available to properties located in participating communities