- Auto Insurance
- Boat Insurance
- Life InsuranceWhether considering wellness programs, dental, short-term disability, long term disability, auto, home, and/or life insurance options, decisions should be based upon solid data around factors such as return-on-investment, individual vs. group, and what other employers are offering in your region, size-range and industry.
- Health InsuranceBeginning in 2014, the Affordable Care Act (ACA) requires most individuals to obtain acceptable health insurance coverage for themselves and their family members or pay a penalty. This rule is often referred to as the “individual mandate.” Individuals may be eligible for an exemption from the penalty in certain circumstances.
- Dental Insurance
- Vision Insurance
- Business InsuranceProperty Insurance protects the physical property and equipment of a business against loss from theft, fire or other perils; all-risk coverage covers against all risks, named-peril coverage covers only against specific perils named in the policy.
- Workers Compensation InsurancePart One - Workers' Compensation insurance agrees to pay the benefits required under the Workers' Compensation law. The employee's injury or illness must arise out of and in the course of employment. Once this has been established, the employer is legally obligated to pay the required benefits for that injury, including medical costs and lost wages (up to statutory limits). Such awards are granted without regard to fault or negligence on the employer's part.
- Professional Liability InsuranceThe current world of “Executive, Financial and Professional Liability” is one that no privately-held company should take lightly. Claims, large and small, are filed everyday by current, former and prospective employees alleging employment practices related wrongdoings. From failure to promote and sexual misconduct to wrongful termination and gender discrimination, these alleged claims are growing in popularity. Contact The Capitol Group at (800) 527-0669 to learn more about potential risks.
- Liability InsuranceCoverage for liability that arises out of the conduct of an organization. Subject to its exclusions and conditions, general liability insurance covers a wide range of liability loss exposures faced by most organizations. This could cover premises and operations exposures arising out of the location of the business, and also products and completed operations to cover damage from defective products or operations performed. Other related coverages may also fall under general liability insurance.
- Wedding Event Protection