What'sNearbyTM

What are you looking for?

Close Search
      We apologize for the inconvenience

      The people search feature on Superpages.com is temporarily unavailable. You can still search for people on yellowpages.com since Yellow Pages and Superpages are part of one company.

      You will be automatically re-directed to People Search on yellowpages.com in .

      Kevin Melody

      Add to Favorites
      Be the first to review!
      Loans, Mortgages, Real Estate Agents

      16458 Bolsa Chica St, Huntington Beach, CA 92649

      714-603-9791

      CallWebsite

      REVIEWS write reviewWrite a Review

      Be the first to review!
      First-classBetter than mostAbout what I expectedNot the worst...Disappointing
      DETAILS
      General Info
      Kevin Melody has been originating mortgage loans in Southern California since 1990. Based in Huntington Beach, Kevin's specialty is helping home buyers obtain purchase-money mortgage loans, and arranging refinances under the Home Affordable Refinance Program (HARP) for owner-occupied single-family homes, condos, manufactured homes, and 2-4 unit residential income properties, as well as vacation homes, rentals and investment property. He is a proud veteran of the United States Air Force, and author of the 2001 book "What Lenders Don't Want You To Know." "The idea that you are on your own as a consumer, guratively swimming among sharks is a fact of reality, but it is important to understand that the principle of Caveat Emptor does not apply to mortgage programs. In fact, it doesnt apply to rates, fees, terms, features, or even lending institutions. Caveat Emptor applies only to individualsproducts dont cheat you, people do. Conversely, disclosure laws and regulatory authorities do not protect you; the former is meant to guide you in protecting yourself, and the latter is just there to devise the laws and help make you whole after youve been victimized. In fact, it is my experience that the more emphasis a borrower places upon getting the lowest quote on interest rate and loan costs (i.e., the product), as opposed to nding a mortgage professional who is not only skilled, but honest and ethical (i.e., the person), the more likely he is to end up accepting terms that are signicantly different from those he expected to get. It is my opinion that the person with whom you ultimately choose to work is your best insurance of obtaining a reasonable deal. A salesperson who cannot sleep at night knowing he has done unto a client what he would never wish done unto him, will save you more money and grief than an entire encyclopedia of negotiating techniques and an Olympic stadium full of government regulators." -From the introduction to the book What Lenders Don't Want You To Know. 2001 by Kevin Michael Melody
      Hours
      Regular Hours
      Sat - SunClosed
      Categories
      Loans, Mortgages, Real Estate Agents
      Services/Products
      VA, FHA, HARP; Conventional; Conforming & Jumbo; Purchase or Refinance residential property: single-family homes, 2-4 units, owner occupied or investment, vacation homes.
      Payment Options
      Brands
      fha
      Neighborhoods
      Bolsa Chica-Heil, Huntington Beach
      Other Link

      HB Community Mortgage

      Suggest an Edit
      Data provided by one or more of the following: Thryv, Data Axle, Yext.