This is the worst company to deal with. I got an 80k loan from them. Half the money went into a construct account with Vegas Construction. I own the home and this is not a flip. I sent 3 request to Vegas Construction for payment of invoices that I have paid out of pocket. 1 request was paid. Now I am paying interest on money that Vegas Construction has had for over 6 months and interest on the same money that I had to use my VISA cards to buy material. I have over 16K with Vegas Construction and 14k in charges on my VISA cards that I can not pay. The loan is being serviced by US Loan Servicing. Every month they send me an invoice for more money then we agreed to at the closing. I have had to send certified letter to all of the above to no resolution. Do yourself a favor, STAY AWAY from this company.