General Info

Barton Mutual Insurance Est. 1894Until 1969, the company was a single-county farm fire insurer. The decision to change the company to a state-wide insurer offering a broader array of products was based on the changing face of rural Missouri. With the addition of Cape Mutual ( 1982 ) and Gateway Mutual ( 1986 ) to form the Barton Mutual Group, the trio of mutuals covers most of Missouri. We continue to seek ways to deliver our service at the lowest possible cost. Barton Mutual writes Homeowners, Farmowners, Mobile Homeowners, Condominiums, Rentals and Seasonals, and Commercial properties.Cape Mutual Insurance Est. 1903The former Merchants and Mechanics Mutual Aid Society joined Barton Mutual Group in 1982, already named Cape Mutual. It was re-channeled to exclusively service our retired population, and today provides Homeowner, Mobile Homeowner, Rentals and Seasonals to retirees.Gateway Mutual Insurance Est. 1880Originally named Owensville Mutual Benefits Aid Association, Gateway Mutual joined Barton Mutual Group in 1986. In addition to services to Cape and Barton, Gateway provides a Homeowners-type insurance product tailored to the older homes. It is also the placement facility for hard-to-insure vacant properties and for stand-alone farm liability and outbuildings.The mutual concept, created by Benjamin Franklin, is a cost-effective way of buying insurance. It means your premium dollar buys only insurance. Nothing goes to investors.