Modify My Home Loans
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503-616-3880
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United Texas Credit Union
5500 Utsa Blvd, San Antonio, TX 78249
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03/10/09
Provided by YP.com10
I called them and they answerd my question but when I was telling my wife about it, I forgot how to explain it. I had to call them again and the represinitve came to my home and made the process easy to understand for both of us. I am very greatful and feel good to know that they are a local company. I will be sure to recomend other to Modify My home Loans. Thank you guy!
Keep Your Home, Modify Your Loan with Washington's Premier Local Loan Modification Company
- General Info
- A borrower who is delinquent on his/her mortgage has some tough choices to make. Many who have found themselves upside down on loans have quite literally mailed the keys to their houses to their lenders and walked away, leaving the house to go into foreclosure. But, is this the best way to go? There are other options. Loan Modification As hard as it may be to believe, lenders try and curb foreclosure rate. Why? It's in their best interest to do so. If your home goes into foreclosure, the lender will lose a great deal of money, especially now that home values are declining. As a result, you may be able to qualify for a mortgage loan modification from your mortgage lender to stay in the home. This alone could save you a huge amount of money, especially if you have a subprime adjustable rate mortgage (ARM) or a hybrid ARM (e.g., negative amortization, interest only or option ARM). What is a loan modification? It's a renegotiation of the terms of your existing mortgage so that it's more affordable for you. For example, if you make less money now than when you bought your home, you may be able to not only renegotiate your interest rates, but also tack your arrearages to your mortgage balance, so you can quickly get current. You may also be able to negotiate away late payments and penalties, which could also save you a lot of money and make your mortgage more affordable. Call us today so we can explain all of your options!
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