- Auto InsuranceAnytime you are on the road, you are at risk of an accident. Even if you are a completely safe driver, you cannot control everyone else on the road. Commercial Auto Insurance helps make sure that any commercial vehicles owned by your business are covered while on the road. Anything from work trucks to delivery vans, and everything in between, commercial vehicles get your business where it needs to go, and commercial auto insurance makes sure that an accident doesn’t keep you from getting your work done.
- Motorcycle InsuranceNothing can quite match it. The feeling of power and audacity that comes from straddling your bike and hitting the road. Whether you have a big powerful American built chopper or sleek and fast foreign model, your motorcycle has a personality all its own. You want an insurance that matches that spark of individuality. Intelli Choice insurance will help you find motorcycle insurance coverage to suit your needs and have you back in the case of unexpected damage or liability. We’ll keep you on the road so you can enjoy your bike, not spend your time worrying about paperwork.
- Boat InsuranceDo you know what to look for in a Northern Kentucky & Cincinnati watercraft insurance policy? Intelli Choice Insurance can help you determine the right amount of coverage to meet your specific needs. Just contact us today to get started.
- RV InsuranceRV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. RV Insurance combines some of the complications of home insurance and auto insurance, so finding someone with the expertise to get you the best experience possible is important. Whether you take your RV out for a weekend trip or you live on the road year round, don't let your trip be ruined by bad insurance.
- Snowmobile Insurance
- Inland Marine Insurance
- Golf Cart Insurance
- Dune Buggy Insurance
- Renters InsuranceYour renters insurance policy also protects you and your family against certain bodily injury and property damage claims for which you are liable. Legal defense is also provided in the event you are sued after a covered loss, subject to the limits you have selected.
- Home InsuranceYour home is the center of your daily life, and likely your most valuable asset. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Intelli Choice Insurance can help you find the Northern Kentucky & Cincinnati home insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.
- Condo InsuranceFor many Americans, Condo Ownership is more workable and more conducive to your budget or lifestyle than traditional homeownership. That doesn’t mean you have to compromise on your insurance coverage though. Offering policies that are tailored to the unique aspects of condo ownership while still giving you the security of knowing we have your back, we’re able to connect you to condo insurance that will meet your needs.
- Landlord InsuranceAs a landlord, you want insurance that’s tailored specifically to protect your rental properties. A Landlord Protection policy gives you choices when purchasing the insurance coverage you need.
- Life InsuranceEnd of life expenses never stop rising, and every year millions of Americans face those costs unprepared. A study from the National Bureau of Economic Research shows the average family pays out over eleven thousand dollars in end of life expenses. This doesn’t begin to factor in the remaining debts you may have to leave your loved ones to manage. Life Insurance policies from Intelli Choice Insurance help to make sure your family is taken care of. Whether it’s a basic term policy to cover a specific debt need, or a whole life policy to help provide for comprehensive needs, we will help you find the policy package that’s right for you.
- Health InsuranceA healthy body is a happy body, and there’s no better way to preserve your health and your family’s health than with a health insurance policy from Intelli Choice Insurance.
- Long Term CareYou never know what tomorrow may bring, and while protecting your belongings is important, protecting your person is even more important. Whether it’s preparing for long term care or just ensuring you have day to day health insurance coverage, we can answer your questions and give you peace of mind.
- Business InsuranceAre you renting cars or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.
- Commercial Property InsuranceYou insure your home against the worst case scenarios, you need to insure your business too. Commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, wind and other natural or manmade disasters are examples of what is typically covered. Whether it’s insurance for an office located in a floodplain or a workshop at risk of fire damage, we can find you a commercial property plan that’s right for you.
- Workers Compensation InsuranceIntelli Choice Insurance can help you drive down your experience modification rating, resulting in lower premiums. With our knowledge of the local community, we can secure you a lower rate for workers compensation insurance.
- Commercial Liability InsuranceGeneral liability insurance, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business.
- Professional Liability InsuranceErrors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. Intelli Choice Insurance recommends that all professional and technology companies have E&O coverage.
- Restaurant Insurance
- AnnuitiesWe have discovered the secret of harnessing technology in a way that drives down the cost of insurance, while maintaining a personal relationship with our clients. Our programs are available nationally with our main office being located in the Cincinnati, OH area. Our investment in state of the art technology allows us to offer the best possible coverage and excellent rates from A rated insurance companies in states such as KY, OH, MO, IN, IL, FL, WI, etc. We have many different products and options available with home, auto, life, commercial and annuities. In addition, we have insurance programs to meet the needs of a wide variety of businesses including apartment buildings, car washes, gas stations, recycling centers, garages, repair shops, contractors, general liability, and many more. Intelli Choice Insurance is proud to be the Dave Ramsey “Endorsed Local Provider." It is a great honor to be recognized by a financial expert for our attention to client needs and our willingness to provide our clients with the lowest possible price on the highest quality insurance.
- Liability InsuranceIn some cases, you may choose to add an umbrella policy to your residential insurance coverage. This is an additional layer of protection for you on your premises in cases of injury to others or damage to another person’s property. Umbrella policies cover you in cases of a lawsuit when your core policy dollar amount is not sufficient to meet your legal obligations. An umbrella policy is a useful addition for those who have more assets or who may be at a higher risk for liability. (Such as owning a pool or hosting gatherings on your property)
- Flood InsuranceIn 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding. Find out more about the NFIP and how it can help you protect yourself.
- Earthquake InsuranceEarthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active. For many of our customers in Kentucky, earthquake insurance can be inexpensive. contact us to find out what the costs would be for your home.