- Divorce
- Child SupportIn order to file Chapter 13, you need to have a stable source of regular income. The money does not necessarily have to come from employment. It can be from a spouse’s income, pension, social security, disability payments, unemployment benefits, child support or maintenance, rents, and gifts of money from friends or family.
- Spousal SupportSorry. The answer is a clear no. If you owe back payments for child support or if you owe money for spousal support or alimony, the fact that you are filing for protection under the bankruptcy code will not allow the debt to be discharged. Congress put this exception into the bankruptcy code with the intent of protecting children for whom child support is owed and needed and for spouses who are relying on funds to be paid to them as a result of a Court ordering support payments.
- DUI/DWI
- FraudRegardless of what Chapter you are filing under, an attorney guides you through the process or completing your bankruptcy petition so that you make no mistakes that could be construed as bankruptcy fraud. Also, an experienced bankruptcy attorney will ensure that the process goes very smoothly, that you attain your financial goal through your bankruptcy filing, and that there are no surprises or unintended consequences from your filing.
- Embezzlement
- Auto Accidents
- BankruptcyIf you are struggling with your finances and need a fresh start, enlist the help of an experienced Chapter 13 bankruptcy attorney in Philadelphia  to help you determine the right course of action. The Law Offices of David M. Offen are here to help you make the right choices to get a fresh start and avoid the most common mistakes people make when finances become an issue.
- ForeclosureYou do not have to sit back and do nothing. You should realize that you can avoid mortgage foreclosure.
- Debt CollectionHarassment, which includes annoying and threatening phone calls and letters from creditors, debt collection agencies, auto loan companies, and mortgage companies, can be a source of extreme stress. An attorney at our offices can look at your situation to determine whether these creditors are actually breaking the law with their efforts to collect your debt. If so, you may have grounds for legal action. If no laws are currently being broken, we may still be able to help you take action to lessen the constant calls or contact by creditors.