- Auto InsuranceCar insurance covers bodily injury and property damage liability. In addition, comprehensive and collision coverage protects your car. The best car insurance comes with high liability limits to ensure adequate protection in the event of a car accident. We always look at what type of insurance coverage you need as an individual or a family, then help you decide the appropriate liability limits and other important financial aspects of your new insurance. By comparing insurance options from several we work with, we can find a car insurance rate plan with premiums that meet your needs. The end result is car insurance that provides you with peace of mind while driving.
- Boat InsurancePersonal lines insurance is designed for your specific needs, to meet your personal situation. This type of insurance includes auto, boat, renters, homeowners, motorcycle, health, liability, personal articles floater (for items such as jewelry), and much more. You can find the auto insurance policy that meets your needs, combine that with boat insurance and homeowners insurance, and add an umbrella policy to cover your potential liability. With combination’s, deductibles, and limits all designed to help you gain the protection you need.
- Inland Marine Insurance
- Home InsuranceHome owner’s insurance includes property damage to the house, as well as libel, slander, and bodily injury that might occur outside of your home. Also called home insurance or hazard insurance, homeowners insurance combines a variety of different insurance types that protect you, your home, and your possessions. Your home is likely your most valuable asset; in case of a disaster, you need your home and your possessions to be adequately protected. We partner with companies to bring you the best rates that meet your particular situation. Homeowners insurance supports your lifestyle, allowing you to entertain guests without fear of potential liability and protect your possessions when you leave for vacation. In most cases, homeowners insurance is required by your mortgage lender.
- Health InsuranceGroup health insurance supports your companies effort to promote your employees’ physical fitness and healthy. In most cases, the cost is apportioned between the employer and the employee. The premiums can often be deducted from the employees’ wages pre-tax. Offering group health insurance to your employees is a crucial component of your employee benefits package. Through our connections to a large number of insurance companies, JB Nibley can help you find the insurance package that works for you, your business, and your employees.
- Dental InsuranceGroup dental insurance will help your employees take care of their teeth, staying up-to-date with teeth cleaning and other important procedures necessary to maintain their dental health. Group dental insurance coverage reduces costs for your employees by enabling them to maintain coverage at a lower cost across the board. Adding a group dental insurance plan to your employee benefits package will support your employees and encourage them to take care of their oral hygiene, benefiting the company with an increased level of health among employees. By partnering with a large number of insurance companies, JB Nibley can help you find the dental solution that works best for you.
- Commercial Property InsuranceCommercial property insurance protects businesses against commercial property damage. It usually covers the building or buildings and the contents that are damaged or destroyed through covered events described in the insurance policy. Typically, business package policies include liability coverage for things such as your premises, your product, and completed operations. Commercial property insurance is as necessary for office building renters, since owner policies do not typically cover the costs of replacing business property owned by the company renting the building. With access to a large number of insurance companies, we will work to match your business with the plan and price that suits your business needs.
- Professional Liability InsuranceProfessional liability insurance protects professional practitioners against negligence claims made by their patients or clients. It is also known as professional indemnity insurance and can be beneficial for practitioners ranging from the fields of medicine to realty to website development. With access to a large number of insurance companies, JB Nibley can find the professional liability insurance that suits your specific business needs.
- Liability InsuranceUmbrella Policy fits on top of your other personal insurance policies. It gives you a higher limit on those policies, effectively providing you with coverage when you need it most. Most frequently, umbrella insurance will cover liability claims above and beyond the liability supplied through a homeowners or auto insurance policy. In some cases, it can provide coverage for situations not covered by the original policies. JB Nibley works with several insurance companies to ensure that you receive the right umbrella policy for your specific needs.