I would not recommend this bank to anyone. there are so many fees. I paid $70.00 for over-drafting on $3.02. $35 for over draft and $35 for not paying it in 5 days, then you get charged for keeping track after so many inquires$.50. they get you coming and going.I'm not rich. I waited for a call back from branch manager (Hilary) for a whole month. when I went to close my account because of the fees they were more than happy to close it with no rebuttal on keeping me as a customer. very dissatisfied!!!