- Child SupportPAYROLL DEDUCTION ORDERS: You will receive a copy of the payroll deduction order at the same time it is mailed to your employer. If you do not see the deductions from your paycheck, please contact your employer. You are still responsbile to make the payments by your due date. If you choose to make payments directly, in the event you miss two consecutive plan payments, the Judge may issue an order to your employer to deduct your plan payment from your paycheck and send it to the Chapter 13 Trustee. While you are under the protection of Chapter 13, this order prohibits your employer from honoring any garnishments, including back taxes, except on-going child support, or as otherwise provided in the order. It is a good idea to keep pay stubs for your own record of deductions in the event there is any discrepancy in your payment history.
- Theft
- Identity TheftNew York State Attorney General (see the Consumer Frauds Bureau section for information on protecting yourself against identity theft and other useful information)
- BankruptcyChapter 13 Bankruptcy allows you to obtain relief from your creditors while providing a fair means to pay them back as much as you can. It allows you to keep most or all of your property during the time you are paying creditors back and it permits you to modify some contract payments, interest rates and length of obligations. Creditors are not allowed to contact, harass or annoy you in any way.